TFSA, FHSA and RRSP room: questions, answered with the numbers
How much room you have if you arrived in a given year, how FHSA carry-forward works, what an over-contribution costs. Every answer counted with 2026’s limits.
TFSA room by the year you became a resident
- How much TFSA room do I have if I arrived in Canada in 2016?
- How much TFSA room do I have if I arrived in Canada in 2017?
- How much TFSA room do I have if I arrived in Canada in 2018?
- How much TFSA room do I have if I arrived in Canada in 2019?
- How much TFSA room do I have if I arrived in Canada in 2020?
- How much TFSA room do I have if I arrived in Canada in 2021?
- How much TFSA room do I have if I arrived in Canada in 2022?
- How much TFSA room do I have if I arrived in Canada in 2023?
- How much TFSA room do I have if I arrived in Canada in 2024?
- How much TFSA room do I have if I arrived in Canada in 2025?
- How much TFSA room do I have if I arrived in Canada in 2026?
More questions
- Does my TFSA room start on my PR date or when I arrived?
- Can I contribute to an RRSP in my first year in Canada?
- How does FHSA carry-forward work?
- Can I take money out of my TFSA and put it back the same year?
- TFSA room for a couple who arrived in different years
- Why is my TFSA room on my CRA account wrong in January?
- What does a TFSA over-contribution cost?