How much TFSA room do I have in 2026?
Up to $109,000 if you have been 18 and a resident since 2009: every yearly limit so far, less what you contributed, plus earlier years’ withdrawals.
TFSA room, at most
$109,000
See how
Limits, 2009 to 2026$109,000
Contributed sincenot known
TFSA, at most$109,000
Year by year
- Contributed
- Room left
- Next year
2009$5,000 left
2010$10,000 left
2011$15,000 left
2012$20,000 left
2013$25,500 left
2014$31,000 left
2015$41,000 left
2016$46,500 left
2017$52,000 left
2018$57,500 left
2019$63,500 left
2020$69,500 left
2021$75,500 left
2022$81,500 left
2023$88,000 left
2024$95,000 left
2025$102,000 left
2026$109,000 left
This year’s limit is $7,000. The rest is every earlier year’s limit you have not used, which carries forward with no end date.
Arrived later, or turned 18 after 2009? Your room starts that year instead, and is smaller. Count my room works it out from the two years you give it.
CRA’s account shows your room as of 1 January, once the spring update is in. Anything you contributed since is not in it, so this year’s entries come off on top.
Sources
Checked against the CRA’s pages on .