What is my RRSP limit for 2026?
18% of last year’s earned income, up to $33,810, plus any room you haven’t used.
The most new RRSP room
$33,810
See how
The limit for 2026$33,810
Earned last year, for example$70,000
18% of it: new room$12,600
Your Notice of Assessment states the result as your RRSP deduction limit, and that is the official figure. A workplace pension lowers it by the pension adjustment on your T4.
Earned income is mostly salary and self-employment income; interest, dividends and capital gains don’t count. Room you don’t use carries forward with no end.
A contribution in the first 60 days of the next year can still be deducted for 2026, up to 1 Mar 2027.
Sources
Checked against the CRA’s pages on .